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I guess it’s more a cover my butt thing. I don’t on water heaters and softeners and service work. Just remodels, rentals, flips, and things of that nature.
I don’t know where you are. Where I am, a permit does nothing for your liability. It will NOT “cover your butt.” As a matter of fact, it does nothing at all except cost money.

In new construction, we have to have them. In most tenant improvement projects that I work on, we also have to have them. But for residential stuff, I almost never pull them.

In my contract with my clients I state “Permits are to be obtained by others.” I definitely make the owner of the property where of this fact. That way it’s on them. If they do choose to permit, I add in extra time for inspections and possible corrections; or, I will make them sign on a work order “Permit and permit related issues including inspections are billed on a time in materials basis only, therefore, these charges are unforeseen.”

All of my work is to code. But the odd inspector will ask for odd things from time to time. I have found most of the time that it is simply easier to correct whatever they want rather than fight with them. If someone wants a permit pulled, that’s fine. But it’s gonna cost them my actual time.
 

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I’ve looked at a few residential remodel jobs to give quotes now that I’m out on my own. Owners didn’t want me to pull a permit because none of the other trades did. Each time I just said I’m not the right contractor for this job and thanked them for their time and left. How does everyone else handle this type of situation? This is a city of 150,000. I know all the inspectors and have built a great working relationships with them the past 18 years of being in the trade.
The only time I don’t pull permits is when I’m doing work for close family members and very few friends. If they don’t fall into these categories it’s getting inspected
 

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I’ve looked at a few residential remodel jobs to give quotes now that I’m out on my own. Owners didn’t want me to pull a permit because none of the other trades did. Each time I just said I’m not the right contractor for this job and thanked them for their time and left. How does everyone else handle this type of situation? This is a city of 150,000. I know all the inspectors and have built a great working relationships with them the past 18 years of being in the trade.
In my state, North Carolina, if you are caught not pulling required permits for work/ trades that require permits, you end up at State Board of Examiners. You must explain why you did not permit work and then the gate is open to all sorts of trouble. One year probation providing all info on all jobs , estimates, accounting ….etc Typical trade permit is only $ 61.00 for remodel. If owner can’t handle that , need to be on another job!
 

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In my state, North Carolina, if you are caught not pulling required permits for work/ trades that require permits, you end up at State Board of Examiners. You must explain why you did not permit work and then the gate is open to all sorts of trouble. One year probation providing all info on all jobs , estimates, accounting ….etc Typical trade permit is only $ 61.00 for remodel. If owner can’t handle that , need to be on another job!
Interesting. Michigan we have 72 hours after the work is to pull a permit for emergency work. $61 permit for a remod?!!! Cheap! Try $350 for a shower, stool and double sink.
 

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In my state, North Carolina, if you are caught not pulling required permits for work/ trades that require permits, you end up at State Board of Examiners. You must explain why you did not permit work and then the gate is open to all sorts of trouble. One year probation providing all info on all jobs , estimates, accounting ….etc Typical trade permit is only $ 61.00 for remodel. If owner can’t handle that , need to be on another job!
 

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It's a lot easier to get paid when a permit is involved, most of my inspectors will call me before they sign off on a finish. I also do a lot of work outside of town that most inspectors don't even want to drive out too. like everything weigh out the risk vs. reward and go from there. I try to not give the government money when I don't have to they take enough already.
 
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