I was within a whisker of signing up for ez pay a few months back until the guy said something about it costing me 10% of the finance amount or something like that, at that point my hearing went dull. Your going to rake a consumer for double digit interest and turn around and hit me for 10% for the priveledge of handing MY customer over to you. I'm pretty sure it's not going to work like that in my company in my lifetime.
Just had a saleswoman in my office the other day - part of the stimulous package was 90 day financing. All the person had to have was a job and a checking account. The machine which runs the checks through are only $99.00 per month - at that point my hearing went out.
For a large unexpected plumbing expense - 90 days is nothing.
For a small unexpected expense - they could just charge it.
For a good customer - we will accept post dated checks.
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