You only need an expansion tank if the increased volume has no where to go. If the water in your heat source can expand and that pressure can go somewhere you don't need an expansion tank. Blue2 mentioned a recirc loop, if it has a check on the incoming cold then yes, it will need an expansion tank.
If there are no check valves, and there is no prv on the cold main to the house OR the prv has a built in bypass to allow excess pressure back into the city, you don't need an expansion tank. You're best to assume that any prv has no bypass, like anything mechanical it can fail and you shouldn't rely on it.
You probably don't need an expansion tank at this house, but if they're willing to pay for one just do it, pretty easy money right? 😉